* Do I have to repay money paid by my auto insurance carrier or health insurance
   carrier out of my settlement?

The short answer is yes.

When your insurance company (auto or health insurance) pays for your medical expenses prior to your settlement, the insurer has a right to repayment of the money paid to your medical providers out of your settlement.

This is called a right of subrogation.

However, under Washington law, if we represent you in your injury case, we can and do negotiate the amount to be repaid.

At the very least, you receive a discount equal to the percentage you pay us to represent you.

For example, if your insurer pays $10,000 in medical expenses and you pay us 33% to represent you, you will only be responsible to repay no more than $6,700 to your health insurer out of your settlement.

If an attorney does not represent you, you will be responsible to repay the entire $10,000.

If the policy limits of the at-fault driver are insufficient to compensate you for your injuries, we demand that your insurer waive its right to subrogation.

  Back to Washington Personal Injury FAQ

* Contact Information - Washington Personal Injury Attorney

To discuss you or your loved one's personal injury case, please contact Foster Law Offices to schedule a free consultation. We encourage you to discuss your case with an experienced personal injury attorney.

We offer free in-home or office appointments. Consultations are always free, there are no up-front fees, and you pay only if we win your case.